Earn 3.00% APYa on your balance in a North One Business Interest Checking Accountb

—that’s nearly 42x the national averagec

Connect every part of your business to one bank account

North One is a business banking platform that integrates sales, payments, and budgeting to turn your North One Account into one 'Connected Bank Account'

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North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.

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Discover the power of Connected Banking

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.

Business Banking that just works...
Business Banking that just works ...
... with sales,  payments, spending, and budgeting—all in one place

Business Banking Essentials

Get everything you need to send money, deposit money into your account, and manage company spending.

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... with sales,  payments, spending, and budgeting—all in one place

Automate your Bill Payments

Upload invoices, schedule payments, and centralize all of your bills.

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Track your sales and revenues

Track every incoming dollar across all major payment platforms, marketplaces, and points-of-sale.

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Simplify your Accounting & Bookkeeping

Connect your bank to your back office with specialized 
tools that let you close your books faster.

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Connect to apps and tools

Connect every essential business tool to your North One bank account.

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Unlock savings with Perks

Redeem a variety of discounts, free trials, and sign-up offers as a North One customer.

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A Banking platform built for your type of business

Trades

Manage spending on the go

Beauty

Organize your business' finances

Trucking

Bring banking with you

Retail

Track every incoming payment2

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.

Companies of all stages and sizes thrive with North One

“Owning two businesses means that my entire life revolves around my work. Banking used to be the most time consuming part of it all, but now I got my free time back.”

David Mitchell, Dentist, IN

“I have so much more clarity into the health of my business. And North One’s [Connected] Bank Account does the work I used to do manually. Our team is way more productive.”

Jason Ditkofsky, McNeil Signs, FL

“North One has been awesome for my business. Setting up my account with them was extremely easy and user-friendly. I'm a proud customer of North One—I highly recommend them to all business owners.”

Sannon DeMarco, Unique Times, GA

Unlock more hours for your business

Financial management tasks that used to take hours can now get done in minutes with North One. These are real time savings that you can reinvest into growing your company.
672 days
17 hours
36 minutes

saved this year
(and counting)1

Customer support2 on your terms

Schedule a call, send an email, or chat live with our local customer care experts Monday to Friday, 9AM to 6PM ET.

Michael S., Account Manager

Get started for free

Apply today for a Connected Bank Account, plus access to our desktop and mobile app.
Apply for an account

North One is a financial technology company, not a bank. Banking services for the deposit account are provided by The Bancorp Bank, N.A., Member FDIC.

You might be wondering

How is the North One Account different from my previous bank account?

Unlike many other bank accounts, North One's Connected Bank Account functions as a central hub that connects your banking activities with other financial management tasks.

For example, it simplifies the often cumbersome process of managing and paying unpaid invoices or bills. It helps you track every incoming dollar across all major payment platforms, marketplaces, and points-of-sale.  It even proactively informs vendors when payments are on the way. This connected approach not only saves North One customers valuable time, but it also enhances their clarity and control over their business.

Does applying for a North One Account impact my credit score?

Applying for a North One Account has no impact on your credit score.

Is North One a bank?

North One is a financial technology company, not a bank.

All banking services are provided by our bank partner, The Bancorp Bank, N.A., Member FDIC. Thanks to this partnership, customer deposits are FDIC-insured to at least $250,000 through The Bancorp Bank, N.A., Member FDIC.‡

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Connected Banking
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Connected Banking
Features OverviewBusiness Banking EssentialsHigh-Yield Business CheckingBill PaymentsRevenue DashboardAccounting & BookkeepingIntegrationsPerks
Lending
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Lending
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New York, NY, 10016
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‡ North One is not FDIC-insured. Deposit insurance coverage only protects against failure of The Bancorp Bank, N.A.

a The Annual Percentage Yield ("APY") for your Standard or Plus Plan is variable and may change at any time. 2.50% APY applies to Standard Accounts, and 3.00% APY applies to Plus Accounts on balances of $250,000 or less if eligibility requirements are met, including but not limited to a cumulative monthly card spend of at least $500.00, and if the account balance is greater than $0.00. For Accounts with balances over $250,000 the APY will range from 3.00% to 2.14% for Plus Plans and 2.50% to 1.78% for Standard Plans. The disclosed APY is effective as of December 18, 2024, please see your APY Program Terms & Conditions for details.
‍
b While North One does not issue personal checkbooks to write checks, North One gives you the freedom to send checks to anyone, anytime, from anywhere via your North One Account. See your Deposit Account Agreement for more details.

c The national average interest rate for interest checking as posted on https://www.fdic.gov/national-rates-and-rate-caps, as of January 21, 2025.

1 Based on North One user data. Time saved compared to sending the same type of payment at a traditional bank. Learn how we calculate time saved.


2 Our Customer Care team is here to help Monday to Friday, 9AM to 6PM ET (excluding December 25th and January 1st). Send us a message through the mobile app chat, our website, or email us at support@northone.com.
© 2024 North One. All Rights Reserved.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program.

Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

Banking Services provided by The Bancorp Bank, N.A., Member FDIC. The North One Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.
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